The Best Telemedicine Apps of 2022 That Most Likely Accept Your Insurance.
Going to the doctor’s office can be difficult at the best of times, but in the midst of a global pandemic, it can be downright dangerous. Thanks to smartphones and the Internet, you can now communicate with healthcare professionals from a distance, get the care you need, and even get prescription drugs. These are some of the best telemedicine apps out there today, and all are accepted by multiple insurance companies.
1. Teladoc (Android & iOS)
Teladoc offers several types of care. Most people will likely use their general health services, which allow you to see a doctor or pediatrician 24/7 for non-emergency cases.
Teladoc also offers primary health care services, including scheduled check-ups, mental health services, specialist consultations, and wellness.
Teladoc states that “many health plans and employers provide Teladoc as part of their benefits when it comes to insurance.” The cost of his various services depends on your specific benefits through your insurance company.
2. MDLIVE (Android & iOS)
MDLIVE provides instant access to certified doctors and licensed therapists. After consulting with your doctor, you may even be prescribed medication. There are three main types of care, each with its own price range. These are emergency care, behavioral care, and dermatology.
Emergency care includes conditions such as UTIs, earaches, allergies, colds, flu, and so on. Behavioral therapy covers most types of psychiatric disorders, while dermatology covers basically everything related to your skin, including evaluating suspicious moles.
MDLIVE claims to support most insurance plans, but users can quickly check if they qualify simply by creating an account and entering their details.
3. Doctor On Demand (Android & iOS)
Doctor on Demand bills itself as “full virtual care” and offers emergency care, behavioral care, preventive care, and chronic disease management. They partner with many different health insurance plans, including most of the big names. There is a good chance that your current insurance already includes Doctor on Demand, albeit with a different name in some cases.
4. LiveHealth Online (Android & iOS)
LiveHealth offers general medical care, allergy treatment, and mental health. Their mental health offerings cover both psychological and psychiatric treatment. Visits cost no more than $59, but if your insurance covers some or all of it, it can be a lot cheaper. Some employers also have agreements with LiveHealth, so it might be worth checking if you have one.
LiveHealth is especially notable for offering online therapy from licensed psychologists or an on-call psychiatrist who can prescribe medications such as antidepressants.
With the way LiveHealth is set up, you’ll see how much a visit will cost you before committing. So if your insurance or employer covers part of the cost, you will only see the amount you actually pay.
The cost of consultations does not depend on time, so 24/7, on weekends and holidays, you pay a fixed rate. It’s also worth noting that you can speak to a Spanish-speaking doctor, but your device must be set to Spanish in order to get the correct version of the app, and these doctors are only available during certain hours.
5. Healthtap (Android & iOS)
Healthtap bills itself as the most accessible virtual primary care provider, and its out-of-pocket pricing seems very reasonable. Luckily, they also accept various insurance companies, so your copay will be even lower and possibly even zero!
Healthtap focuses on health issues specific to men and women, as well as sexual health issues. However, it is a general virtual healthcare provider that deals with children’s health and common chronic diseases.
One notable feature of Healthtap is Healthtap AI. Prepared with the diagnostic knowledge of real doctors, this symptom checker can help you narrow down your problem or let you know if you have something more serious that needs professional attention.
6. Plushcare (Android & iOS)
Plushcare boasts a user base of over 300,000 users and is available throughout the US. Its employs doctors from the top 50 medical schools, and of course, they are all certified to practice legal medicine.
One of the interesting downsides of the Plushcare service is their promise that if their online doctor can’t fix you, the session will be free. This is pretty confident, but according to their own estimates, treatment occurs in 97% of cases at the first visit.
Plushcare accepts most major insurance companies and says most insured users receive a copay of around $25. However, uninsured users pay less for a virtual visit than they would normally pay for an in-person visit.
Another nice feature is that they have an insurance check so you can quickly find out if you are covered.
7. Amwell (Android & iOS)
Amwell offers on-demand or scheduled primary care for emergencies such as respiratory infections, diarrhea, flu, conjunctivitis, etc. However, they also offer mental health services that include treatment for depression and anxiety, bereavement, trauma, couples therapy, and even divorce counseling.
This makes Amwell an attractive service for those facing these special life challenges. In terms of psychiatry, you can get help for serious conditions that may require medication in addition to therapy, such as eating disorders, post-traumatic stress disorder, and psychosis.
Amwell also offers wellness services that include nutritional advice for weight management, allergies, hypertension, pregnancy diets, and assistance with meal planning for your children. Mothers can also benefit from the Amwell Breastfeeding Counseling, where they can address your or breastfeeding concerns.
Unlike some other virtual providers, fees for different types of services can vary greatly. An emergency care consultation costs $79, but an initial psychiatric evaluation costs $269 (with $90 for follow-ups). These are prices without insurance, and Amwell allows you to put your insurance information into its app to see in advance what your rates will be. Just keep in mind that you won’t have a flat rate copay.
8. Zocdoc (Android & iOS)
Zocdoc is a little different from the other virtual providers on this list because they don’t just focus on virtual care. It allows you to find doctors in your area, views their information to decide who you want to see, and then either make an appointment in person or schedule a video call with them.
Another cool feature is that you can scan your insurance card and Zocdoc will show you a list of doctors who work with your insurance. So it can really help you quickly find a doctor you pay for, even if you physically want to see one.
In addition, you can filter doctors according to your symptoms and only see those that match your problem. Zocdoc is not a virtual healthcare provider, but an intermediary that quickly finds the right people for your insurance and medical care.
The Doctor Is In!
Telehealth used to be a pipe dream, but thanks to the proliferation of smartphones and broadband, it’s easier than ever to get the health care you need, anytime, anywhere.
The Best Telemedicine Apps of 2022 That Most Likely Accept Your Insurance
The Best Telemedicine Apps of 2022 That Most Likely Accept Your Insurance